Firewood & Forestry equipment
From log splitters and processors to forwarders and harvesters, we fund a wide range of forestry equipment to keep your business moving.
Agricultural equipment
Whether you need tractors, combines, balers, milking robots, or farm loans, our flexible funding options support the growth of your agricultural operations.
Livestock & Farm Improvements
Looking to expand your herd or improve your farm? Our loans help finance breeding livestock and essential farm improvements.
Construction equipment
From mini diggers to large excavators and telehandlers, we provide funding solutions for all types of construction equipment.
Grounds Care equipment
Keep your landscapes pristine with flexible funding for grounds care equipment – from mowers to snow ploughs, we've got you covered.
Green & Renewable Energy
Invest in the future with funding for solar PV, wind turbines, biomass systems, EV charge points, and battery storage solutions.
Heavy & Light commercial vehicles
From vans to delivery trucks, we offer funding for a wide range of commercial vehicles to keep your business on the move.
Vehicles & Cars
Whether you’re looking for company cars or personal vehicles, we provide flexible funding options to suit our needs.
Flexible funding options, for you
We understand that every business has unique financial needs. That’s why we offer a variety of funding options, tailored to support your growth and help you make the right investments.
Hire Purchase (HP)
Own the asset with fixed repayments.
Ideal for: Businesses wanting to own the asset outright while spreading the cost.
Hire Purchase lets you spread the cost of an asset over time with fixed payments. Choose between fixed payments or take advantage of falling rates with either fixed or variable interest rates. Once you’ve made all the payments, including a small option-to-purchase fee, the asset is yours. This option gives you ownership while keeping your cash flow healthy.
Finance Lease
Get the most out of the asset, then dispose of it when you’re ready.
Ideal for: Businesses wanting flexibility and use of the asset without the commitment of ownership.
With a Finance Lease, you have use of the asset for an agreed term, typically covering most of its value. At the end of the lease, you can continue renting at a reduced cost, upgrade, or sell the asset and receive a share of the proceeds. this approach gets you pretty close to the benefits of owning the asset without upfront purchase costs.
Operating Lease/ Contract Hire
When lower capital outlay is a higher priority.
Ideal for: Businesses needing shorter-term use without ownership commitment.
Operating Leases and Contract Hire let you use the asset for a set period, usually shorter than its useful life. You pay for the depreciation, not the full value, resulting in lower payments. Return the asset at the end of the lease without any ownership responsibility.
Business Loan
Flexible funding when you need it the most.
Ideal for: Businesses needing flexible capital for growth, investment, or operational expenses.
A business loan provides a lump sum of capital to help with any business need - whether it’s expansion, equipment, or working capital. Repayments are made over an agreed term with fixed interest rates.
Re-finance
Unlock cash from existing assets.
Ideal for: Businesses wanting to release equity from owned assets for growth or working capital.
Re-financing lets you release capital tied up in existing assets, like vehicles, machinery, or equipment. The lender provides a lump sum or structured payments, and you continue using the asset while repaying the loan over time.
Invoice Finance
Accelerate your cash flow
Ideal for: Businesses looking to improve cash flow and reduce the impact of long payment terms.
Invoice Finance unlocks the value of unpaid invoices, providing up to 90% of the invoice value upfront. Once your customer pays, the remaining balance (minus a small fee) is released to you. This keeps your cash flow steady and reduces the impact of late payments.
Stocking Finance/ Floor Planning
Fund your stock purchases
Ideal for: Retailers and wholesalers needing to purchase stock without affecting cash flow.
Stocking Finance, or Floor Planning, helps you buy inventory without upfront costs. The lender pays the supplier, and you repay them once the stock is sold. This boosts your purchasing power while keeping your cash flow healthy.
Industries we serve
We specialise in providing tailored finance solutions for a variety of sectors. Whether you're in forestry, agriculture, construction, trade or engineering, we understand the unique financial challenges of your industry and are here to support your growth with flexible, strategic options.
Forestry
Construction
Agriculture
